Chapter 16 Quiz

Question 1 of 15

1. Question

The federal Fair Housing Act prohibits discrimination based on any of the following factors except:

national origin
handicap
receipt of public assistance income
familial status

Question 2 of 15

2. Question

The federal Fair Housing Act prohibits blockbusting, a practice also known as:

panic selling
steering
redlining
slandering

Question 3 of 15

3. Question

Mary is renting one of the units in a duplex she owns. She will be exempt from the federal Fair Housing Act unless:

she doesn’t occupy either unit in the duplex
she hires a real estate agent to help rent the unit
she places a classified ad for the unitsaying Christians only
any of the above conditions would prevent Mary’s exemption from the federal Fair Housing Act

Question 4 of 15

4. Question

The federal Fair Housing Act allows discrimination on the basis of familial status provided that:

at least 50% of the units in the project are available to families with children
the project was developed under a government program to assist the elderly
the project has established and strictly enforces a ‘no children’ policy
at least 50% of the units in the project are occupied by at least one person over the age of 55

Question 5 of 15

5. Question

The federal Fair Housing Act’s prohibition against discrimination on the basis of handicap would not apply to discrimination against a:

chronic alcoholic
heroin addict
person diagnosed as having AIDS
person with a mental disability

Question 6 of 15

6. Question

Celia buys a property that has a race restriction, dating back to the 1920s, limiting the sale of the property to persons of the Caucasian race. The restriction is:

valid and enforceable
unenforceable, meaning that the sale is void
unenforceable, but the sale can go through
enforceable, if the buyer agrees

Question 7 of 15

7. Question

According to the Americans With Disabilities Act:

a real estate office is a place of public accommodation
a disability is defined as any permanent physical impairment
architectural barriers that prevent access to goods and services must be removed regardless of cost
all multi-story buildings must be equipped with elevators

Question 8 of 15

8. Question

Which of the following would be a violation of law?

Affirmative marketing plans to attract members of a protected class
Asking a disabled person what features she would need in a house
Sending out flyers to neighbors encouraging them to refer buyers in order to ‘maintain the character’ of the neighborhood
Truthfully answering a client’s questions about the racial composition of a neighborhood

Question 9 of 15

9. Question

Under the federal Fair Housing Act, it is not illegal to refuse to sell a condominium unit to a family with children if:

the condominium qualifies as housing for older persons, with 80% of the units occupied by at least one person over 55
the condominium is advertised as an Adults Only complex
the family includes one or more children under ten years old
all of the above

Question 10 of 15

10. Question

Which of the following transactions could be exempt from the federal Fair Housing Act?

Rental of a unit in a six-unit apartment building, if the owner does not reside on the property
Rental of a unit in a ten-unit apartment building, if the owner occupies one of the units
Sale of a single-family home by the owner, with no real estate agent involved
Sale of a single-family home listed with a real estate broker

Question 11 of 15

11. Question

Which of the following is a handicap under the federal Fair Housing Act?

AIDS
Mental retardation
Blindness
All of the above

Question 12 of 15

12. Question

In 1988, the federal Fair Housing Act was amended to prohibit discrimination based on:

substance abuse or age
marital status or national origin
handicap or familial status
handicap or occupation

Question 13 of 15

13. Question

Redlining refers to:

channeling prospective buyers toward or away from particular areas based on their race or ancestry
refusing to make loans in a particular neighborhood because of its racial or ethnic composition
inducing owners to list or sell by predicting a change in the racial or ethnic composition of the neighborhood
none of the above

Question 14 of 15

14. Question

Under the Equal Credit Opportunity Act, it is illegal to discriminate against loan applicants on the basis of all of the following, EXCEPT:

color
disability
race
receipt of income from public assistance

Question 15 of 15

15. Question

A seller gave the broker acting as his leasing agent two instructions: 1) charge a higher deposit to nonwhites, and 2) advertise only in the community paper (whose subscribers were predominantly white). Which of these instructions violate the federal Fair Housing Act?

1 only
2 only
Both 1 and 2
Neither 1 nor 2

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